Back at it!

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Hello, friends! It has been a hot minute (maybe a little more) since my last post, and in the spirit of a new year and with renewed fervor, I am returning to semi-regular blog posting.

So, what has happened since we last spoke over a year ago?

Continue reading “Back at it!”

Free financial advice through trolling

Today I received a “Personal retirement progress report,” courtesy of my company retirement accounts which are run by Fidelity. Because residency in general is all about feedback (and because I’ll take free financial advice whenever I can get it), I was understandably curious to know Fidelity’s thoughts on my current monetary state. Their assessment? Continue reading “Free financial advice through trolling”

That card is costing you HOW much?

Recently, I got an email in my inbox letting me know that Delta and American Express were going out on tour to show how much they ❤ their customers. Since I was a Delta Skymiles American Express cardholder, I (and a friend of my choosing) would be able to get a free ice cream sandwich if I showed up at the date and time specified in the email. Now first off, I am never one to pass up free food–the joke/mantra in residency goes something like this:

If you see a chair, sit in it. If you see a bed, sleep in it. If you see food, eat it.

So of course, seeing that I could get ice cream on someone else’s dime (all because I picked up that card for the travel perks), I was more than willing to stop by after work. Lemme tell ya, #DeltaAmex did not disappoint! Continue reading “That card is costing you HOW much?”

Let’s talk about rent, baby: why living cheaply is so important for your financial future

When it comes to money management and budgeting, housing tends to occupy a large portion of the overall pie. For example, the median price for a 1 bedroom apartment in my neck of the woods is around $1400. But how much should one actually spend on rent? Apparently, lots of people want to know, since it’s the second suggested search that comes up when you type that into google. Continue reading “Let’s talk about rent, baby: why living cheaply is so important for your financial future”

My roommates won’t stop buying stuff, and it’s driving me bonkers

Preface: This post is mostly going to be a rant, because I feel a need to vent.

Ok, so. I live with a lovely couple: let’s call them Jack and Jill. These two are solidly middle class; although I don’t know specifics, I’d say they definitely make over 100k combined, and probably more toward the 130-140k range. They are financially savvy enough to realize that the basement in their house can be rented for additional income (that’s where I come in), but they are also so spendy that we have new things in the house like every. single. week. Recently, I feel like this spending has hit a fever pitch. In the past few months, we’ve acquired: Continue reading “My roommates won’t stop buying stuff, and it’s driving me bonkers”

Are we (all) a little obsessed with side hustles?

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The online news outlet Quartz recently published an article called “Millennials are obsessed with side hustles,” which detailed–you guessed it–how the younger generation is all about having a second gig because their day jobs are so unfulfilling, or underpaid, or both.

It got me thinking… what motivates my desire for a side hustle? Obviously, I want Continue reading “Are we (all) a little obsessed with side hustles?”